Interlace: A global leader in Agentic Payment and stablecoin infrastructure platform, building the next generation of digital financial foundation

With the rise of cross-border payments, on-chain transactions, and the entry of mainstream financial institutions, stablecoins are accelerating their transition from a "minority" to a mainstream payment system. The emergence of AI Agents has enabled machines to autonomously consume in the real world for the first time. In the past, crypto finance, global payments, and corporate cash management were long disconnected: on-chain assets struggled to support real consumption scenarios, corporate cross-border cash flows were complex and inefficient, and AI Agents lacked controllable and secure payment capabilities.

As a global leading stablecoin infrastructure platform, Interlace builds a global payment network and stablecoin infrastructure, allowing stablecoins to truly transition from "on-chain assets" to "daily payments," enabling digital assets to "pass freely" in the traditional financial world, thereby improving the efficiency and dimensions of corporate cash flow. By integrating stablecoin payments, corporate digital banking, corporate asset management, virtual card issuance, and AI payment capabilities into a unified infrastructure, Interlace has constructed a global funding network that connects traditional finance and crypto finance.

In 2026, Interlace will further expand AI payment and stablecoin consumption scenarios by launching two major products: Agent Card and Scan to Pay. In the future, Interlace will continue to lay out Agentic Payment and stablecoin infrastructure, enhancing enterprise-level financial infrastructure capabilities to effectively respond to the new competitive landscape globally.

1. Next-Generation Payment Network

With the rapid development of AI Agents and stablecoin payments, payment systems are gradually evolving from traditional card networks to a new type of payment network that covers smart agents, on-chain funds, and global real-time settlement.

On one hand, more and more AI companies are trying to enable Agents to autonomously call APIs, procure cloud resources, and manage automated workflows; on the other hand, stablecoins are gradually entering real consumption scenarios from on-chain assets.

Interlace is building a payment infrastructure more suitable for the next generation of business models around Agentic Payment and stablecoin payments.

Agent Card: A Payment Card Designed for AI Agents

Allocate Exclusive Virtual Cards: Independent virtual cards can be allocated for each AI Agent, supporting Visa / Mastercard networks, covering various payment scenarios such as cloud service subscriptions, advertising, API calls, travel, and procurement.

Consumption Restrictions and Risk Control: Supports setting fine consumption limits based on time, amount, and merchant categories, with instant fund allocation, ensuring that Agents operate within preset rules and effectively avoid payment risks.

Developer Friendly: With Interlace Agent Card Skills, developers can enable payment capabilities for Claude, ChatGPT, and self-developed Agent frameworks without writing complex integration code or building payment processes.

Adapt to AI Native Workflows: Supports AI Agents to automatically complete SaaS renewals, cloud resource procurement, service calls, and task execution, expanding the payment system from serving users to serving Agents.

Scan to Pay: Stablecoin QR Code Payment

Currently, stablecoins are gradually entering the real consumption system from being a medium of exchange. Especially in cross-border travel, digital service consumption, and global merchant scenarios, stablecoins are shifting from holding assets to becoming daily payment tools.

Interlace's Scan to Pay provides local QR code payment capabilities for exchanges, wallets, OTC, and other financial institutions, helping them quickly access emerging market consumption scenarios and offline payment networks in Southeast Asia, Latin America, and Africa, allowing on-chain assets to truly enter daily business scenarios.

Stablecoin QR Code Payment: Users can use USDT or USDC to scan local QR codes for consumption, while merchants receive payments in local fiat currency, with Interlace automatically completing fund conversion and settlement.

Supports a Wide Range of Payment Scenarios: Covers both offline retail, dining, transportation, and other small, high-frequency scenarios, as well as online e-commerce, cross-border trade, and B2B large payments.

Seamless Payment Experience: Interlace encapsulates backend exchange and settlement processes, allowing users to complete payments without understanding complex on-chain operations, achieving a payment experience closer to Web2.

Linking Multiple Payment Networks: Leveraging Interlace CaaS (Card as a Service) infrastructure, it connects wallets, merchants, and card payment networks, enabling smooth cross-border payment interoperability.

Enterprise-Level Compliance Capabilities: Integrates AML, KYC, and KYB compliance systems, and supports enterprise-level payment risk control and transaction monitoring.

2. Stablecoin Payment and Issuance Capabilities

As corporate globalization accelerates, payments are no longer just simple tools for making payments; they are gradually becoming an important part of corporate operational efficiency and global cash management.

Interlace constructs an integrated card payment system covering corporate issuance, employee spending, brand payments, and API capabilities around corporate consumption management and global payment scenarios.

Infinity Card: Enterprise-Level Consumption Management

Infinity Card combines global payment capabilities with corporate consumption management, helping enterprises manage global operational expenditures more efficiently.

Rapid Card Issuance Capability: Supports enterprises in quickly issuing virtual or physical cards, with flexible configuration of card permissions and limits based on different teams, employees, or business scenarios.

Multiple Recharge Methods: Directly connects to corporate bank accounts for more convenient fund transfers; supports fiat and stablecoin recharges, providing Web3 users with more flexible card usage options.

Real-Time Spending Management: Enterprises can view account transactions, team expenditures, and card consumption in real-time, eliminating the need for employees to manually submit reimbursement vouchers, enhancing financial transparency and cash management efficiency.

Flexible Budgeting and Risk Control: Supports limit control, merchant restrictions, consumption rule configuration, and multi-dimensional risk management, helping enterprises achieve more refined spending control.

Global Payment Experience: Supports binding with Apple Pay and Google Wallet, covering global payment scenarios through the Visa / Mastercard network; physical cards support ATM withdrawals.

Covers Global Consumption Scenarios: Supports advertising, SaaS subscriptions, cloud services, travel, logistics, e-commerce procurement, and other online and offline payment scenarios, meeting the daily operational needs of global enterprises.

CaaS (Card as a Service): Flexible Embedded Issuance Capabilities

Interlace CaaS helps enterprises quickly build global issuance capabilities, embedding card payment capabilities directly into their own products and services.

Rapid Integration of Issuance API: Enterprises and platforms can quickly issue virtual and physical cards through APIs, supporting bulk card issuance and covering various scenarios such as corporate payments, employee consumption, and cross-border business.

Branding Issuance Capabilities: Supports custom brand logos, exclusive card designs, and card systems, providing over 30 card BINs to meet different regional, consumption scenario, and card type needs.

Global Payment Network: Based on the Visa / Mastercard network, supports online and offline consumption, multi-currency payments, ATM withdrawals, and can be linked with Apple Pay and Google Wallet.

Supports Cryptocurrency Consumption: Supports fiat or cryptocurrency recharges, which can be directly used for daily consumption, helping Web3 platforms connect digital assets with real payment scenarios more naturally.

Developer Friendly: Provides standardized APIs, detailed technical documentation, and full-link technical support, allowing integration and launch in as little as 14 days.

Infinity Launch: Enterprise-Level White-Label Financial System

For wallets, trading platforms, cross-border businesses, and global enterprises, financial capabilities are no longer just payment tools but are gradually becoming part of product experience and user growth.

Interlace's Infinity Launch helps enterprises quickly build their own branded financial systems without complex technical development, integrating accounts, card issuance, crypto wallets, and payment capabilities into their platforms.

Rapid Launch of Branded Financial Capabilities: Supports enterprises in quickly completing brand logo, visual style, and functional module configurations, with the fastest launch of a dedicated financial platform in 3 days without complex API development.

Modular Financial Combinations: Supports on-demand combinations of Business Account, Infinity Card, Crypto Wallet, On/Off Ramp, and API capabilities.

Branded Financial Experience: Enterprises can create exclusive brand accounts, payment cards, and fund management systems, providing users with a more unified financial service experience.

No Need to Build Complex Financial Systems: Interlace provides underlying financial infrastructure support, helping enterprises lower technical and compliance barriers and accelerate the implementation of global business.

3. Corporate Accounts and Banking Capabilities: Efficient Global Fund Flow

As corporate globalization and cross-border business grow, the demand for accounts, payments, and cash management is evolving from a single bank account to a global funding system covering multiple currencies, markets, and entities.

Interlace is API-ifying corporate accounts and banking capabilities, helping global teams and Web3 projects efficiently manage global cash flows across multiple currencies, markets, and entities.

Business Account: Multi-Currency Corporate Accounts

Unified Account Management: Supports online rapid opening of multi-currency corporate accounts in USD, EUR, GBP, HKD, etc., and allows multiple companies in different countries and regions to open accounts under the same name for unified management of global cash flow.

Global Payment and Receipt Capabilities: Supports over 40 fiat currencies in 180+ countries and regions, and facilitates global fund distribution, channel agent commissions, logistics advertising payments, and more.

Enterprise-Level Cash Management Experience: Supports enterprises in viewing accounts, cash flows, payment records, and settlement situations on the same platform, reducing the complexity of switching between multiple platforms and reconciliation processes.

For cross-border enterprises, global teams, and Web3 projects, cash management is transitioning from multiple tools to a unified platform management approach.

BaaS (Banking as a Service): Embedded Banking Capabilities

Interlace API-ifies global accounts, payments, and cash flow capabilities, enabling enterprises to quickly acquire cross-border banking capabilities without building complex financial systems.

Global Multi-Currency Accounts: Supports rapid opening of multi-currency corporate accounts through APIs, covering mainstream currencies such as USD, EUR, GBP, HKD, to meet global payment and receipt needs.

Access to Global Payment Networks: Integrates SWIFT, ACH, and local instant payment networks, supporting international remittances, local transfers, and global fund distribution capabilities, covering scenarios such as corporate cross-border settlements, vendor payments, commission distribution, and operational expenditures.

Local Payment Capabilities: Can connect to local bank networks in different countries and regions, helping enterprises reduce cross-border payment costs and improve fund arrival efficiency.

Embedded Banking Capabilities: Enterprises and platforms can directly embed account, payment, and cash management capabilities into their products, creating a more complete financial service experience.

Enterprise-Level Compliance System: Integrates KYC, KYB, AML, and transaction monitoring capabilities, and supports flexible identity verification processes to meet global business compliance needs.

For cross-border e-commerce, global SaaS, platform-based businesses, and Web3 enterprises, banking services are gradually evolving from traditional financial institutions to rapidly callable and flexibly combinable foundational capabilities.

4. Crypto Financial Infrastructure and Compliance Assurance

One of Interlace's core businesses is to build a seamless bridge between traditional finance and crypto assets. For enterprises, the real challenge is not owning crypto assets but how to safely and compliantly enter the global financial system.

On/Off Ramp: Cryptocurrency Entry and Exit

Fiat and Crypto Asset Exchange: Supports exchanges between fiat currencies such as USD, EUR, GBP and mainstream cryptocurrencies like BTC, ETH, USDT, USDC, helping enterprises conveniently complete on-chain and off-chain fund conversions.

On-Chain and Off-Chain Fund Flow Management: Supports enterprises in managing digital assets and fiat funds uniformly, simplifying cross-border payments, stablecoin settlements, and global fund scheduling processes.

Direct Use of Cryptocurrency for Consumption: Can connect directly to Interlace Infinity Card, supporting online and offline payments and daily consumption using cryptocurrencies, further bridging on-chain assets with real payment scenarios.

Enterprise-Level Crypto Account Capabilities: Provides enterprises with crypto account and fund management capabilities, supporting Web3 enterprises, global teams, and cross-border businesses in daily payments and asset management.

Security and Compliance System

As stablecoins gradually enter mainstream business scenarios, security and compliance capabilities are becoming the core of infrastructure competition.

Highest Security Standards: Interlace complies with PCI DSS Level-1 security certification and employs MPC wallet technology to ensure the security of digital assets.

Automated Risk Control System: Integrates KYT (Know Your Transaction) automated risk management, comprehensive KYC (Know Your Customer) systems, AML anti-money laundering, and real-time transaction monitoring systems.

Global Compliance Layout: Holds financial licenses in countries and regions such as the United States, Canada, and Hong Kong, and continues to promote a global licensing layout.

5. Fund Management and One-Stop Financial Ecosystem

As the global funding network gradually transitions to on-chain, enterprises' demand for financial infrastructure is evolving from a single payment tool to an integrated system covering fund storage, consumption, flow, and yield management. The previously fragmented bank accounts, payment systems, stablecoin wallets, and card issuance capabilities are gradually being unified into the same global funding network.

Interlace is building financial infrastructure more suitable for global enterprises and next-generation internet business models around corporate fund management and a one-stop financial ecosystem.

Yield Treasury: Flexible Corporate Fund Appreciation and Allocation

As corporate funds become increasingly globalized and on-chain, funds are not only stored in accounts or wallets but also begin to take on multiple roles such as liquidity, consumption, and yield management. Interlace has launched the Yield Treasury product focused on corporate fund efficiency, helping enterprises build more flexible wealth management capabilities.

Idle Fund Appreciation: Supports idle funds in corporate accounts to participate in wealth management, with yields of up to 4%, helping enterprises improve fund utilization efficiency.

Unified Fund Management: Enterprises can manage fiat, stablecoin, and wealth management accounts on the same platform, reducing the complexity of cross-platform fund scheduling.

Real-Time Fund Allocation: Supports enterprises in flexibly allocating funds based on payment, procurement, and operational needs, achieving parallel management of fund usage and yield.

More and more global enterprises are beginning to manage both on-chain and off-chain assets simultaneously, and fund management is gradually evolving from static accounts to dynamic fund networks. Interlace Yield Treasury allows every fund to continuously create value in motion.

One-Stop Financial Ecosystem

In the past, enterprises often needed to connect with banks, payment institutions, exchanges, wallets, and card issuance platforms simultaneously, resulting in complex and fragmented funding pathways. Interlace connects different funding scenarios in global operations through unified financial infrastructure.

Unified Accounts and Simplified Reconciliation: Deeply integrates global corporate accounts, multi-currency receipts and payments, stablecoin flows, and card issuance capabilities, eliminating the need for multiple platform switches and minimizing reconciliation financial costs.

Full-Scenario API Capabilities: Provides a complete set of standardized APIs around acquiring, issuing cards, wallets, and fund management, allowing enterprises and platforms to quickly connect without building complex underlying financial systems.

Mature Global Services: Based on this infrastructure, Interlace's business has covered over 180 countries and regions, with a cumulative issuance of over 7 million cards, serving more than 12,000 enterprises, and having over 160 active API clients, fully empowering AI companies, Web3 teams, global SaaS, and cross-border e-commerce.

AI and Stablecoins are Reshaping Global Financial Infrastructure

With the rapid development of AI Agents and stablecoin payments, more and more transactions in the future will occur between AI Agents and services, between on-chain and off-chain, and across global real-time funding networks.

Payment systems are also gradually evolving from traditional card networks to a new type of financial infrastructure that covers stablecoins, smart agents, global settlements, and programmable cash flows.

For AI companies, Web3 teams, and global enterprises, the focus is no longer just on payments themselves, but on:

Whether AI Agents can consume safely

Whether stablecoins can enter real business scenarios

Whether enterprises can manage on-chain and off-chain funds uniformly

However, the long-awaited large-scale application in the crypto industry may not necessarily come in a more complex form. Instead, it is more likely to gradually integrate into the global business network in a more natural, seamless, and even invisible way.

From Agent Card, Scan to Pay, to global issuance, stablecoin entry and exit, and API-ified financial capabilities, Interlace is connecting bank accounts, payment systems, and on-chain funding networks, building the infrastructure layer behind this new financial system.

About Interlace

Interlace is a global leading stablecoin infrastructure platform, providing integrated capabilities such as accounts, card issuance, fund flow, and payment network connections for the Web3 ecosystem, trading platforms, cross-border enterprises, and AI projects. Currently, Interlace's business covers over 180 countries and regions globally, with a cumulative issuance of over 7 million cards and a transaction volume of 15 billion USD. It holds financial licenses in countries and regions such as the United States, Hong Kong, and Canada, as well as the highest level of security certification in the payment industry, PCI DSS Level 1, continuously building a secure, compliant, and efficient payment infrastructure across borders, currencies, and financial systems.

For more information, please visit: ++www.interlace.money++.